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Project Information - Contract Certainty

The contract certainty project began in December 2004 with an FSA challenge to the UK insurance industry to end the "deal now detail later culture". The industry took steps to improve way it develops and agrees contracts ensuring that the Insured has greater certainty over what it has bought and the Insurer greater certainty over what it has committed to.

FSA recognised the success of this work in its announcement on January 24th 2007. The Contract Certainty Steering Committee made a further announcement in January 2008 confirming continued progress.

Contract certainty has brought operational improvements across the industry, reducing risk and improving service. Contract certainty applies to general insurance contracts either entered into by an FSA-regulated insurer, or effected through an FSA-regulated intermediary. Contract certainty is achieved by the complete and final agreement of all terms between the insured and insurer at the time that they enter into the contract, with contract documentation provided promptly thereafter.

The links on the contract certainty guidance page provide access to the guidance published to assist the industry in achieving contract certainty.


DocumentDate Posted   

Contract Certainty Code of Practice June 2007* 13/06/07PDF
54KB

Contract Certainty Code of Practice Summary Guide June 2007 27/06/07PDF
54KB

Contract Certainty Code of Practice June 2007: New vs Old Comparison 27/06/07PDF
87KB

Dane Douetil's letter to the market 13/06/07PDF
48KB

Contract Certainty Code of Practice - Press Release13/06/07PDF
44KB

 

* Design by Jon Moon (www.jmoon.co.uk)


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